Superannuation

CBUS

Cbus has a superannuation product suitable for your situation:

Small business owner

We can take care of your superannuation obligations. Ask for a Cbus Employer Kit to get started. We can then help you get on-line if you would prefer to make your super payments over the internet. There are no fees for employers, and low fees for members.

Self-employed

Protect your income. If you operate as a Sole Trader, you can join Cbus Super for Sole Traders and make superannuation payments on your own behalf. Membership includes 6 default (automatic) units of Accident only income protection cover[1]. You can apply for extra units, or combined Accident and Illness cover. This will protect your income and your family, giving you peace of mind if an unforeseen event stops you from working. Death and TPD (Total and Permanent Disablement) cover is also included. Read or download the handbook from http://www.cbussuper.com.au

Cbus Personal Super

If you are not a ‘sole trader’ you can still join Cbus Personal Super and make payments when it suits you. Death and TPD (Total and Permanent Disablement) insurance cover is available to help your family if you die or become totally disabled.

Features of Cbus

Cbus offers:

  • Low administration fee of $1.50 per week (excludes Cbus Income Stream product)
  • Death and TPD cover
  • Internet access to view your account
  • Make payments by BPay
  • Investment choice – you choose the investment options that suit you
  • Strong, long term performance – as at 30 June 2010 an average of 9.2% pa credited to members’ accounts, after fees and taxes, since inception in 1984 [2] (Cbus default strategy)
  • Cbus Super Income Stream – for when you are retired, or transitioning to retirement

Your dedicated Cbus Coordinators in Victoria are:

They can help you set up a new Cbus account or assist with any of your enquiries. The Cbus Service Centre telephone is : 1300 361 784.

General Advice Warning: This information is about Cbus. It doesn’t take into account your specific needs, so you should look at your own financial position, objectives and requirements before making any financial decisions. Read the Cbus Product Disclosure Statement to decide whether Cbus is right for you. Contact 1300 361 784 or visit http://www.cbussuper.com.au for a copy.

Cbus’ Trustee: United Super Pty Ltd.
ABN 46 006 261 623
AFSL 233792
Cbus ABN 75 493 363 262.

[1] Subject to acceptance by the Insurer. Conditions apply – refer to the Cbus handbook for Sole traders.
[2] Past performance is not a reliable indicator of future performance.