Marcus Uniforms

Incolink Insurance- Great Benefits for members

Incolink Provides Workers with Increased Accident and Illness Benefits at No Extra Cost to You

Incolink is pleased to announce updates and increases, to the Incolink Building and Construction Industry Accident and Illness Insurance Benefits Program, at no additional cost to employers.

The major improvement secure Incolink as the oldest and largest redundancy funds provider for the building and construction industry; while leading the way in providing the most comprehensive suite of accident and illness benefits to workers and their families.

The updated insurance program includes the following increased benefits to your employees.

Leisure Time Injury / Illness Cover

Weekly Benefit Now Payable up to 3 years (previously 2 yrs)  when aged less than 65, covers apply up to 70 payable up to 2 years.

Where employer is paying IPT

Old

New

With Dependants

$1000

$1250

Without Dependants

$780

$1050

Apprentice with Dependants

$700

$900

Apprentice without Dependants

$645

$850

Journey Cover

Weekly benefit increased up to 3 years (where aged under 65) and up to 2 years (aged 65 to 70)

(n.b. Maximum weekly benefit $1500)

Please note: Leisure Time Injury/Illness Weekly Benefits and Journey Cover the Weekly Benefits will increase by 5% from the 53rd week of the benefit being paid.

 Workplace Death and Trauma Cover

Workplace Death and Trauma Capital Benefit or 10% of a lump sum impairment benefit as paid by WorkCover to a maximum of $50,000 for a worker with dependants and 5% of a lump sum impairment benefit as paid by workcover to a maximum of $25,000 for a single worker.

 

Old

New

With Dependants

Up to $250,000

 Up to $400,000

Without Dependants

Up to $150,000

Up to $200,000

Child care benefit, following workplace death, to a maximum $30,000 (following a workplace death)

 

Remember, it is really important that redundancy and IPT contribution payments to Incolink are up-to-date as your employee’s insurance cover ceases if there are gaps in contributions.

If you’re making Income Protection & Trauma (IPT) contribution payments to Incolink, your employees will be covered under one of the best Income Protection and Trauma Benefit Programs in the industry. Where your EBA requires you to make IPT contribution payments to another agent, those workers have no cover under Incolink’s IPT Benefits Program – we therefore invite you to compare the Programs to ensure your employees are receiving the best cover. 

Finally, as a result of these changes, the Accident and Illness Benefits For Staff Insurance Program brochure for Incolink Employer Members has also been updated. For more information on the Staff Insurance Program or to request a copy of the brochure, please contact Israel Stewart on (03) 9320 8533.

 To obtain a copy of Incolink Accident and Illness Benefits Program Brochure, please contact Incolink on (03) 9639 3000 or download from www.incolink.org.au.

All claims are managed by Total Claims Solutions, who have been appointed as Claims Managers on behalf of QBE Insurance (Australia) Limited. Claim forms are available by contacting Incolink and online from www.incolink.org.au or if you have a query regarding a claim please contact Total Claims Solutions P/L on (03) 9663 2411.

 *Product changes are effective from 1 August 2011. Conditions and exclusions apply to all the covers mentioned above and for additional information contact Incolink for a copy of the Incolink Accident and Illness Benefits Program Brochure.

Incolink is the administrator of the Accident and Illness Benefits Program. The Insurance Policy is arranged by Windsor Management Insurance Brokers and distributed by Incolink. Incolink does not manage or process claims. All claims are managed and processed by Total Claims Solutions, who have been appointed as Claims Managers, on behalf of QBE Insurance (Australia) Limited. Incolink does not give any advice in relation to the Insurance Policy.

Incolink Provides Workers with Increased Accident and Illness Benefits at No Extra Cost to You

Comments are closed.